The new 2013 HHS federal poverty guidelines, the benchmark for the start of the Affordable Care Act (Obamacare).

These were published in the Federal Register, just last week.
The critical band for Obamacare starts at 100% of federal poverty level (FPL), and ends at 400%.

You notice that 400% FPL for a family of four is $94,200—quite a sum.

2013 federal poverty guidelines.bmp

5 thoughts on “The new 2013 HHS federal poverty guidelines, the benchmark for the start of the Affordable Care Act (Obamacare).

  1. To be truthful, all this stuff about poverty levels confuses me… but it’s wrong to have eight people in a family when you can’t afford it. Sorry I said that… but that’s how I feel at times.

    1. I think it’s a number that says that IF you have 8 in the family, then this is the level at which the government says there’s poverty. It could well be a family of eight that hits hard times . . .

  2. I have read a lot of your posts and would like to ask a question I have not seen addressed. We have private health insurance and make well over the income to qualify for a subsidy. Will our premiums continue to be deductible after the ACA starts? We are self employed, no other employees and take the premium amount off on our taxes.
    If our policy does not get “grandfathered” in and we need to purchase from an exchange will that premium amount be tax deductible since we are over the subsidy limit?

    Our current policy is a $5000 ded. For up to 2 family members. We are being told by our insurance agent costs for our policy may increase up to 200%. I think a lot of this is political fodder. Thanks for any help.

    1. Self-employed insurance deduction does NOT go away with Obamacare. That deduction is meant to be the equivalent of the writeoff that’s given for employer-paid health insurance.

      The people who opposed the Affordable Care Act (Obamacare) made up a lot of falsehoods to spread around, to make people feel uncomfortable about the fact that health insurance was going to be regulated like a utility. One of the means they used was to tell other people that they would “lose” something because this new benefit was kicking in. They did that a lot with seniors and Medicare.

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